tag:blogger.com,1999:blog-42099035559117981262023-11-15T09:02:36.153-08:00AgripreneursRakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-4209903555911798126.post-18397452950052704392017-08-29T21:56:00.001-07:002017-08-29T21:56:36.761-07:00Bhavya<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/lJhURy9ohEE" width="480"></iframe>Rakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.com0tag:blogger.com,1999:blog-4209903555911798126.post-26034399097110628922011-05-04T05:08:00.001-07:002012-10-14T22:53:24.606-07:00Eco-Safety<div dir="ltr" style="text-align: left;" trbidi="on"></div>Rakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.com0tag:blogger.com,1999:blog-4209903555911798126.post-63772032373030399032011-05-04T05:00:00.001-07:002012-10-14T22:53:24.612-07:00Project report of Dairy farm<div dir="ltr" style="text-align: left;" trbidi="on"></div>Rakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.com0tag:blogger.com,1999:blog-4209903555911798126.post-40125883708832731152011-05-04T04:39:00.000-07:002011-05-04T04:39:26.730-07:00Young entrepreneurs<div dir="ltr" style="text-align: left;" trbidi="on"><h1 class="multi-line-title-1">Young entrepreneurs changing agri-business in India</h1><!-- Module ends: article-header--><!-- Area starts: article-first-block --><div id="area-article-first-block"><div class="mod-economictimesarticlebyline mod-articlebyline" id="mod-article-byline"><!-- Module starts: article-byline (ArticleByline) --><span class="pubdate">Tapash Talukdar, ET Bureau</span><span class="separator">, </span><span>Oct 6, 2008, 12.00am IST</span><!-- Module ends: article-byline--></div><div class="mod-economictimesarticletext mod-articletext" id="mod-a-body-first-para"><!-- Module starts: a-body-first-para (ArticleText) --><colgroup><col width="100.0%"></col></colgroup><a href="http://www.economictimes.indiatimes.com/quickiearticleshow/3265461.cms" target="_blank"><img alt="Turning passion into work" border="0" src="http://www.economictimes.indiatimes.com/photo.cms?msid=3563611" title=" Turning passion into work" /></img></a><script language="javascript">
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Rahul Gala loves technology. And he loves it so much that he has transformed the methods of agriculture in the arid region of Kutch. Today, he logs on to his computer in the morning, feeds in the data and that's it. The rest is taken care by the system—right from the irrigation to fertigation in his farm. <br />
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He grows export-quality dates and mangoes by installing a first-of-its-kind computer aided technology in India. "I can feed data for a week's schedule and my system does it for the farm right from the irrigation to fertigation," says the 30-year-old Gala, who's director of Jalbindu Agri Tech. <br />
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After returning from Australia to his native village Ratual (near Bhuj), Gala aimed to become an agri-entrepreneur. What helped in installing this technology was his degree in horticulture from Queensland University in Australia. He exploited an untapped opportunity and transformed the dynamics of methods of production. <br />
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Currently, he grows 'barhi' (a fresh variety of dates) over 12 acres of land and has sown more than 600 date plants. Each plant is expected to produce 50-70 kg of dates, which is set for despatch to Europe and Dubai under his brand Golden Dates. What's more surprising is that fellow farmers near his village are getting accustomed to his technology and are increasingly becoming e-producers. <br />
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"Agriculture is going to create huge opportunities in India. The need is dynamism and professionalism," says Gala. Many including Reliance, Essar and Atul Group have shown interest in his technology. "But I like to work on my own methods and a create sense of ownership among farmers," he adds. He has already tied-up with seven super-specialty stores in Mumbai to supply dates and mangoes and is set to invest close to Rs 6 crore in cold-storage facilities to keep his produce fresh for exports. <br />
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Agriculture in India is transforming its practices. As young and charged-up entrepreneurs are joining the fray, commodities are being turned into value-added products and premium prices can be demanded from various retail outlets. With the same available resources, young entrepreneurs are modifying their business-models and exploiting market opportunities to improve their lifestyles. This is not only helping the entrepreneur but also encouraging farmers to shift to a better world. <br />
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With a hope to make south Gujarat (an NRI-belt) the rose hub of the country, Kumar Patel returned to his village Kutched (25 kms from Valsad) after working with a few consulting firms in the US. Now Patel, at 34, has just roped in 15 rose producing villagers and entered into a buy-back arrangement with them to market their products under his popular brand—'Best Roses'. <br />
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His Rs 15 crore rose company has already started exporting to Japan, Holland, Europe, Dubai and the US with many more negotiations going on. Patel, who is also an MBA from San Francisco, recently established a hydroponics plant (the first in India) in his rose garden. <br />
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"Most of the farmers are illiterate and belong to our community which has been, for some time, baffled with conventional sugarcane and paddy production. Now, they are earning more than 40% profits by growing quality roses," says Patel. <br />
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He adds that the strength of his business lies in having more units from the region to compete in the global market since labour is cheaper and his village is geographically well-placed to for timely cargo movement. Best Roses produces nearly 10 million roses per annum at an average market price of Rs 3.50 per stem, mostly imported from Kenya. It offers a range of roses—bugatti, aloha, aqua, avalance, Bordeaux, among others. <br />
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</div></div></div>Rakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.com0tag:blogger.com,1999:blog-4209903555911798126.post-11042035766523418612011-05-04T04:31:00.000-07:002011-05-04T04:31:20.524-07:00IELTS<div dir="ltr" style="text-align: left;" trbidi="on">IELTS <br />
The International English Language Testing System (IELTS) is a test administered to evaluate the English language skills of non-English speaking candidates who seek to pursue education programmes in, or immigrate to, English speaking countries. The test is designed to assess the candidate's ability to understand spoken and written English in academic and social contexts and also to use the language to communicate in spoken and written forms. <br />
The IELTS test is conducted by the following educational bodies in partnership: <br />
1. University of Cambridge Local Examination Syndicate (UCLES) <br />
2. The British Council <br />
3. IDP Educational Body, Australia (its subsidiary is IELTS Australia Pvt. Ltd.) <br />
IELTS scores are accepted by educational institutes, professional bodies and government undertakings, as well as for immigration processing, in Australia, New Zealand, U.K., Canada and certain American universities (like Princeton and Duke), where the IELTS scores are accepted in lieu of TOEFL scores. <br />
The objective of the test is to assess a candidate's ability to understand and communicate in English in academic and social contexts. To make this assessment, the following skills are specifically tested. <br />
1. The ability to read and comprehend written, academic or training language. <br />
2. The ability to write assignments in a style that is appropriate for university study or within a training context. <br />
3. The ability to understand spoken language in lecture format as well as in formal and informal conversational styles. <br />
4. The ability to speak on general and given topics in formal and informal situations. <br />
<br />
Description of the Test: <br />
The IELTS test has two versions: <br />
1. The Academic Module - This module is intended for candidates seeking entry to a university or institution of higher education for degree and diploma courses (i.e. those seeking undergraduate or postgraduate courses). <br />
2. The General Training Module - This module is intended for students seeking entry to a secondary school or to vocational training courses. This module is also meant for candidates seeking immigration to an English speaking country. The two versions do not carry the same weight and are not interchangeable. <br />
All candidates are tested on reading, writing, speaking and listening skills. While the Speaking and Listening sections are common for the Academic and General versions of the test, the Reading and Writing sections are different. <br />
<br />
Test Format: <br />
The IELTS has four parts: <br />
<br />
No. of sections Time allotted Score <br />
Listening 4 sections 30 min 0 to 9 <br />
Speaking 3 sections 15-20 min 0 to 9 <br />
Reading 3 passages 60 min 0 to 9 <br />
Writing 2 tasks 60 min 0 to 9 <br />
Total 3 hours(approx) 0 to 9 <br />
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<br />
1. Listening Section - This consists of 4 parts with 10 questions each, totalling 40 questions, to be completed in around 30 minutes. While the recording is played you get time to read the questions and to write and check your answers. You then have 10 minutes to transfer your answers to the answer sheet. <br />
2. Reading Section (Academic or General) -This section consists of 3 reading passages with a total of 40 questions. The three texts , together, contain between 2000 and 2750 words. The total time allotted is 60 minutes. <br />
•The Reading Test gets progressively tougher through the paper. In each section of the Reading Test there will be 13 or 14 questions to each passage. <br />
•While the General Training reading has texts from notices, advertisements, booklets, newspapers, magazines and books, the Academic reading has texts with complex language and precise or elaborated expression, from newspapers, magazines, journals and books. <br />
3. Writing Section (Academic or General) -This section consists of two writing tasks. The total time allotted is 60 minutes. <br />
Writing-Task 1(Academic) <br />
•The IELTS Academic Writing Task 1 is an information transfer task related to the factual content of an input - graph(s), table(s) or diagram(s). It can be combinations of these inputs. <br />
•Sometimes you have to describe a process shown in a diagram. <br />
•Time allotted - 20 minutes <br />
•Word limit - 150 words <br />
Writing-Task 1(General) <br />
•For the IELTS General Writing Task 1, you must write a letter elaborating on a given problem. <br />
•The Letter will require an explanation of the situation, and often involves a request for necessary information. <br />
•You should write in the style appropriate for the type of letter required-either personal, semi-formal or formal. <br />
•Time allotted - 20 minutes <br />
•Word limit - 150 words <br />
Writing- Task 2 <br />
•In Task 2 , you are asked to write an essay on a given Topic <br />
•Time - 40 minutes <br />
•Word Length - 250 words at least <br />
4. Speaking Section – The total time allotted to this section is 11 to 14 minutes. <br />
•The test consists of an interview between the examiner and the candidate, which is recorded. <br />
•The Speaking Test is divided into 3 sections: <br />
•Section 1 begins with some general introductory questions. This is followed by some questions on personal information similar to the type of questions one would ask when meeting someone for the first time. Finally the examiner asks a series of questions of 2 topics of general interest. (4 - 5 minutes) <br />
•Personal Questions - Family, Hometown, Interests, Job/Study, Ambitions,etc <br />
•Likes & Dislikes <br />
•Favourites <br />
•Questions to check familiarity with tenses. <br />
•Section 2 is a monologue by the candidate. The examiner gives the candidate a Cue Card with a subject and a few guiding questions on it. The student talks for 1 to 2 minutes on this subject, as the examiner may decide. The student gets 1 minute to prepare his talk and is provided with paper and a pencil to make some brief notes. After the candidate's talk, the examiner asks 1 or 2 brief questions to finish the section. (3 - 4 minutes) <br />
•Section 3 - Here the examiner asks some more questions generally related to the subject spoken about in section 2. These questions are more demanding and require some critical analysis on the part of the candidate. <br />
The duration of the entire test is around 2 hours 45 minutes. <br />
Scoring: <br />
The result consists of a score in each of the four skills (Listening, Reading, Writing and Speaking) which is then arranged to give the Overall Band Score or final mark. Performance is rated in each skill on a scale of 9 to 1. The nine overall Bands are as follows: <br />
9 Expert user 4 Limited User <br />
8 Very good user 3 Extremely limited user <br />
7 Good user 2 Intermittent user <br />
6 Competent user 1 Non user <br />
5 Modest user 0 Did not attempt the test <br />
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For instance: <br />
In Reading / Listening <br />
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Score out of 40 Band Score <br />
39-40 9 <br />
37-38 8 <br />
32-36 7 <br />
25-31 6 <br />
17-24 5 <br />
10-16 4 <br />
4-9 3 <br />
2-3 2 <br />
1 1 <br />
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Pass Mark: <br />
There is no fixed pass mark in IELTS. The acceptability of a score is totally at the discretion of the institute applied to, or govt. body (in case of immigration). However, as a general rule, scores below Band 5 are considered to be too low and above Band 6 are deemed to be Adequate to Good. Band 5 to Band 6 scores are borderline scores. An overall score of Band 6.5 is mostly accepted as a good score. The individual module's Band score is considered as per the requirement. <br />
For example, an Engineering Institute will emphasise on a good Band Score (6.5 or above) in the Listening Module, as the institute's mode of teaching is lecture-oriented, whereas if a person is seeking a job in public-relations, then greater weightage is given to a good Band Score (6.5 or more) in the Speaking Module. <br />
In the Listening module and the Reading module, each question carries one mark and there is no negative marking for incorrect answers. The overall score is converted into a Band score from 9 to 1. The other two modules (Writing and Speaking) are rated as per the effectiveness, language skills, communication ability, clarity, fluency and spontaneity of the candidate. The candidate must try to gauge and given comply with the examiner's assessment method. <br />
Test Dates: <br />
For latest test dates, contact the nearest BRITISH COUNCIL office or visit <a href="http://www.ielts.org/">http://www.ielts.org/</a>. The Listening, Reading and Writing Modules are conducted on the same day as the test date, but the Speaking Module is conducted either 2 days before or after the examination date for the other three modules. This is at the discretion of the test centre, subject to the availability of slots. <br />
The candidates can appear as many times as they want. The test is a PBT (Paper Based Test) but some selected centres offer CBT (Computer Based Test) on request of the candidate. <br />
How to Apply: <br />
The IELTS application form can be procured free of cost from the British Council. This, along with the necessary documents (as prescribed in the application form), needs to be submitted to the nearest British Council, along with a Demand Draft for Rs 7200/- in the name of "British Council Division" payable at British Council, Chennai (for South-India region). <br />
The D.D. should be payable at British Council,<br />
New Delhi - for North India <br />
Mumbai - for West India<br />
Chennai - for South India<br />
Kolkata - for East India<br />
<br />
Registration can now be done online as well, the websites are <br />
<br />
It is better to register at least 2-3 weeks before the exam date. Based on your performance, our tutors will recommend the exam date <br />
If you register online through the British council, the payment of the examination fees can be made either through demand draft or by cash payment at ICICI bank. The payment should reach the British council within 3 days of the online registration at the latest. You can also pay the exam fees by credit card when you register online. <br />
If registering through IDP Australia, the demand draft has to be drawn in favour of IELTS India Project, payable at New Delhi. If registering online, Rs. 7,400/- is payable by Credit card / Debit card. <br />
Results: <br />
The results reach the candidates two weeks after the test, by post. In case a candidate needs to obtain the results within a week, an extra amount is to be paid, as mentioned in the application form. <br />
The IELTS exam result is available online 13 days after the date of exam. The Test Report Form (TRF) will be mailed to your postal address. <br />
Validity of Scores: <br />
The Band score obtained is valid for two years. For applications for admission to an educational institute, the latest IELTS score is considered. <br />
Eligibility Criterion: <br />
Any one who has attained the age of 18 can write the test. It is compulsory to hold a passport to register for the examination. <br />
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</div>Rakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.com1tag:blogger.com,1999:blog-4209903555911798126.post-50738613947593910342011-04-07T05:26:00.001-07:002011-04-07T08:16:26.002-07:00AGRI CLINICS & AGRI BUSINESS<div dir="ltr" style="text-align: left;" trbidi="on"><h2 style="color: #134f5c;">Lead Sponsors</h2><div class="MsoNormal"><br />
</div><div class="MsoNormal" style="color: #45818e;"><b><span style="font-family: Tahoma;">Ministry of Agril National Bank Small Farmers National Institute</span></b></div><div class="MsoNormal" style="color: #45818e;"><b><span style="font-family: Tahoma;">Govt. of India for Agril. & Rural Agribusiness of Agricultural </span></b></div><div class="MsoNormal" style="color: #45818e;"><b><span style="font-family: Tahoma;">New Delhi Development Consortium (SFAC) Extension Management</span></b></div><div align="center" class="MsoNormal" style="color: #45818e; text-align: center;"><b><span style="font-family: Tahoma;"> (NABARD) (MANAGE), Hyderabad</span></b></div><div align="center" class="MsoNormal" style="text-align: center;"><br />
</div><div class="MsoNormal"><b><span style="font-family: Tahoma;">Background</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> There are 11,900 graduates from agriculture and allied sectors passing out from agricultural universities in India while there are 2405 graduates in agriculture and allied fields passing out every year from Maharashtra state. However, only 2000 are able to get employment in Government/Private sectors. Thus there remains a vast pool of around 9900 graduates in the country who can support and boost agricultural production process if viable business opportunities are provided to them.</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> On the other hand there exists an agricultural extension system which is fast shrinking resulting in wide extension gaps between those who require improved technologies and those who generate them.</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> Thus in the aftermath of this wide extension gap and the vast pool of unemployed agriculture pass outs remains to be tapped to provide support to the extension system and ultimately to help improve agricultural productivity. This gave birth to a unique and ambitions scheme to address teh twin objectives through the agri clinic and agri business centers scheme.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>The Scheme</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The Agri Clinic and Agri business Center Scheme has been launched by the Ministry of Agriculture, Govt. of India, in association with NABARD and coordination with MANAGE, SFAC to take better methods of farming to each and every farmers across the country by tapping the expertise available in the large pool of agriculture graduates. The agriculture graduates can set up their own Agri Clinic and Agri business Center and provide professional extension services for the farming community across the country.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Objectives</h4><div class="MsoNormal" style="margin-left: 0.75in; text-align: justify; text-indent: -0.25in;"><span style="font-family: Tahoma;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: Tahoma;">To supplement the efforts of Government extension system</span></div><div class="MsoNormal" style="margin-left: 0.75in; text-align: justify; text-indent: -0.25in;"><span style="font-family: Tahoma;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: Tahoma;">To make available supplementary sources of input supply and services for the farmers. </span></div><div class="MsoNormal" style="margin-left: 0.75in; text-align: justify; text-indent: -0.25in;"><span style="font-family: Tahoma;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: Tahoma;">To provide gainful employment to agricultural graduates in emerging areas of agricultural sector.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Agri Clinic and Agri business Centers</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> These are centers started by trained agriculture graduates which provide expert services and advice to farmers on cropping practices, technology dissemination, crop protection service, Market trends and prices of crops in markets and provide clinical services for plant and animal health which would enhance the productivity of crops and animals. Agri business centers are those which provide inputs supply farm equiment on hire and such services.</span></div><h4>Project Activities</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> Agricultural graduates may choose from a range of potential areas given below:</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><div style="border-color: windowtext -moz-use-text-color; border-style: solid none; border-width: 0.5pt medium; padding: 1pt 0in;"><div class="MsoNormal" style="border: medium none; padding: 0in; text-align: justify;"><span style="font-family: Tahoma;">Code Area</span></div></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 01 Soil, water quality and input testing lab service center</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 02 Plant protection, service center</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 03 Maintenance, repair and custom hiring of agricultural implements</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 04 Agri service center including above three activities</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 05 Seed processing units</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 06 Micro propagation through plant tissue culture units</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 07 Setting up of vermiculture, biofertilizers, biopesticides, biocontrol units</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 08 Setting up of Apiaries</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 09 Providing extension consultancy services</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 10 Facilitation of agricultural insurance services</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 11 Hatcheries and production of fish fingerlings</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 12 Providing live stock health cover through veterinary dispensary</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 13 Setting up of IT Kiosks</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 14 Feed processing and testing unit</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 15 Value added centers</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 16 Setting up of cool chain</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 17 Post harvest management centers</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 18 Setting of storage structures and rural godowns</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 19 Retail marketing outlets for processed products</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project 20 Rural marketing dealership of farm inputs and outputs.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Eligibility</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The scheme is open to agricultural graduates in subjects allied to agriculture like horticulture, sericulture, forestry, veterinary science, animal husbandry, dairy, poultry, Pisciculture, Agri engineering, food technology and other allied activities.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Training</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> Under the scheme, the unemployed agricultural graduates are provided start up training at designated training centers. The successful candidates can later apply for start up loans for any specified venture.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Project cost</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The project can be taken up by trained agri graduates either individually or on jointly/group basis. The outer ceiling for cost of project by an individual would be Rs. 10 lakh and for project project by a group would be Rs. 50 lakh. The group may be of 5 of which one could be a management development and management.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Margin money</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> 1. Upto Rs. 10,000/- No Margin</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> 2. Over Rs. 10,000/- 15-25% of project cost</span></div><h4>Rate of interest</h4><table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse; border: medium none;"><tbody>
<tr> <td style="border: 0.5pt solid windowtext; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Size of loan</span></div></td> <td colspan="3" style="border-color: windowtext windowtext windowtext -moz-use-text-color; border-style: solid solid solid none; border-width: 0.5pt 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 359.1pt;" valign="top" width="479"><h2><span style="font-weight: normal;">Rate of interest to ultimate beneficiary</span></h2></td> </tr>
<tr> <td style="border-color: -moz-use-text-color windowtext windowtext; border-style: none solid solid; border-width: medium 0.5pt 0.5pt; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><br />
</div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Commercial bank</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Regional rural bank</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Co-operative bank</span></div></td> </tr>
<tr> <td style="border-color: -moz-use-text-color windowtext windowtext; border-style: none solid solid; border-width: medium 0.5pt 0.5pt; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Up to Rs. 25,000/-</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As detrmined by bank subject to max of PLR</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As determined by bank</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As determined by the SCB subject to minimum of 12%</span></div></td> </tr>
<tr> <td style="border-color: -moz-use-text-color windowtext windowtext; border-style: none solid solid; border-width: medium 0.5pt 0.5pt; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Above Rs. 25,000/- upto Rs. 2.00 lakh</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As detrmined by bank subject to max of PLR</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As determined by bank</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As determined by the SCB subject to minimum of 12%</span></div></td> </tr>
<tr> <td style="border-color: -moz-use-text-color windowtext windowtext; border-style: none solid solid; border-width: medium 0.5pt 0.5pt; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Above Rs. 2.00 lakh</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As detrmined by bank.</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As determined by bank</span></div></td> <td style="border-color: -moz-use-text-color windowtext windowtext -moz-use-text-color; border-style: none solid solid none; border-width: medium 0.5pt 0.5pt medium; padding: 0in 5.4pt; width: 119.7pt;" valign="top" width="160"><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">As determined by the SCB subject to minimum of 12%</span></div></td> </tr>
</tbody></table><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">* Mortgage of land at Bank’s discretion </span></div><h4>Security</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">No Collateral security for a loan upto Rs. 5.0 lakhs as per the latest RBI Circular for the Agricultural graduates who have successfully completed the Agriclinics and Agribusiness Training.</span></div><h4> </h4><h4>Repayment</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The period of loan will vary between 5-10 years depending on the activities. The repayment period may include a grace period which is discretionary extending up to a maximum of two years.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Training support</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> As an integral part of the programme, specialized training is being provided to agricultural graduates interested in setting up such center. Training programmes are being launched in recognized training institutes through out the country to prepare the professionals in entrepreneurship and agri business ventures. The training is free for selected candidates for a period of two months in selected training institute.</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The Krishi Vigyan Kendra (PIRENS) Babhaleshwar has been designated as a recognized training center by MANAGE, Hyderabad after taking cognizance of its innovative extension methodology and unique professionalism in providing vocational training for rural youths. The first part of training covers the following subjects inthe field of entrepreneurship development.</span></div><ol start="1" style="margin-top: 0in;" type="1"><li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Agri Business Management</span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Small Business Management </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">General Marketing Management </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Agri-marketing Management </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Project Management </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Financial Management </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Information Technology</span></li>
</ol><div class="MsoNormal" style="text-align: justify;"><br />
</div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">The second part consists of training in individual enterprises selected by the candidates. It also includes exclusive visits to successful enterprises, market survey and project preparation and evaluation.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Opportunities at KVK, Babhaleshwar</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The KVK, Babhaleshwar is a premier agri-extension centers that was bestowed with </span><b><i><span style="font-family: "Arial Black";">BEST KVK AWARD</span></i></b><span style="font-family: Tahoma;"> by ICAR in recognition of its highly professional services extended for the farming community in an innovative strategic model.</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> It has provided all the services and for the farming community to help increase the productivity of majority crops in the district. </span></div><div class="MsoNormal" style="text-align: justify; text-indent: 0.5in;"><span style="font-family: Tahoma;">It possess adequate training infrastructure for the trainees from villages, extension functionaries of line departments in various emerging technologies. The KVK has various demonstration units for imparting skill based training on the principles of <b><i>learning by doing </i></b>and <b><i>seeing is believing</i></b>.</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> Various demonstration units that are operational at KVK are:</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><ol start="1" style="margin-top: 0in;" type="1"><li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Broiler poultry farm</span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Crop demonstration farm </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Processing and bakery unit </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Mushroom production unit </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Mushroom spawn production unit </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Soil, water and plant tissue testing lab with Micronutrient Testing Facility</span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Biofertilizers production lab </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Commercial Vermicompost unit </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">A.V.Aids and Media production lab </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Spirulina production facility </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Nursery unit </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Bio fungicides and biocontrol agent production lab </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Botanicals production lab </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Modern information and communication technology Facility </span></li>
<li class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;">Steam distillation unit for processing of aromatic plants</span></li>
</ol><div class="MsoNormal" style="text-align: justify;"><br />
</div><h4>Other infrastructure</h4><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The KVK possesses adequate infrastructure which is most conducive to the incumbent training in acquiring the skills taught by an expert in house faculty.</span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: Tahoma;"> The KVK possesses ultra modern training hall with Internet connection and LCD projection device for better communication and skill imparting. The KVK possesses residential accommodation for 40 trainees simultaneously at its hostel. It also constitutes in-house boarding facility for trainees for long duration training.</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><span style="font-family: Tahoma; font-size: 12pt;"><br clear="all" style="page-break-before: always;" /> </span> <br />
<h4>What we do to the trainees</h4><div class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;">-<span style="font: 7pt "Times New Roman";"> </span><span style="font-family: Tahoma;">Provide adequate learning environment</span></div><div class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;">-<span style="font: 7pt "Times New Roman";"> </span><span style="font-family: Tahoma;">Skill up gradation </span></div><div class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;">-<span style="font: 7pt "Times New Roman";"> </span><span style="font-family: Tahoma;">Attitudinal change</span></div><div class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;">-<span style="font: 7pt "Times New Roman";"> </span><span style="font-family: Tahoma;">Entrepreneurship development </span></div><div class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;">-<span style="font: 7pt "Times New Roman";"> </span><span style="font-family: Tahoma;">Personality development </span></div><div class="MsoNormal" style="margin-left: 0.5in; text-align: justify; text-indent: -0.25in;">-<span style="font: 7pt "Times New Roman";"> </span><span style="font-family: Tahoma;">The WILL to WIN</span></div><div class="MsoNormal" style="text-align: justify;"><br />
</div><div align="center" class="MsoNormal" style="text-align: center;"><br />
</div><h3><span style="font-family: Tahoma;">For details contact</span></h3></div>Rakesh Reddihttp://www.blogger.com/profile/10476690842633711473noreply@blogger.com0